Frequently Asked Questions
Do I need to have a lot of money to work with you?
Not at all! Unlike many advisors, I don't have asset or income minimums. I believe that financial planning should be accessible to everyone who wants it, regardless of their financial situation. My focus is on helping thoughtful, values-oriented people align their finances with their life goals, no matter where they’re starting from.
Do you only work with people in their 30s, 40s, and 50s?
While many of my clients fall into this age range, I enjoy working with anyone committed to living intentionally and using their finances to create a meaningful life. If you're looking for clarity and confidence, I'm here to help, regardless of your age. And if your needs aren't a good fit for my expertise, I'll happily refer you to other trusted advisors.
Do you work with clients in my state?
I’m registered as a financial advisor in Louisiana, but I can work with clients in other states under certain conditions. If you’re located outside of Louisiana, I’ll check your state's regulations to ensure compliance. In many cases, I can provide guidance as if you lived right around the corner!
Why do you talk about behavioral finance and psychology? Is that relevant for finance advising?
Absolutely! Money decisions are often driven by emotions, habits, and mindsets, not just numbers. Understanding the psychology behind financial decisions helps us create more effective, personalized strategies that you're more likely to stick with long-term. Plus, this approach is becoming a recognized standard in the industry; the psychology of financial planning is so important that the Certified Financial Planner (CFP) Board added it to their exam in 2021.
Where am I putting my money?
You’ll have control over where your money is held. I recommend Betterment for Advisors, a leading digital investment platform, to manage investments efficiently and cost-effectively. Betterment offers a range of low-cost, diversified investments designed to help you achieve your financial goals.
What is Betterment?
Betterment is a digital investment platform that offers automated, goal-based investing. It uses technology to provide diversified, low-cost investment strategies to help you maximize returns while minimizing risk and taxes. I've chosen Betterment because it aligns with my values of simplicity, transparency, and efficiency. It’s also where I invest my own family’s money.
What is your investment philosophy?
I believe in evidence-based investing, focusing on factors within your control: asset allocation, diversification, and cost minimization. Instead of trying to time the market or pick hot stocks, I create a personalized, low-cost, diversified portfolio aligned with your goals and risk tolerance.
Do you offer any services for my children, parents or other family members?
Absolutely! While we start with you, I understand that your financial life often intertwines with your family's. I frequently work with multiple generations within a family, which can make planning more integrated and effective. This approach allows us to create comprehensive strategies considering your entire family's financial picture - from college savings and teaching financial literacy to your children, to estate planning and caring for aging parents. By addressing different generations' needs, we can build a more cohesive and successful long-term financial plan for your whole family.
How do you protect my personal and financial information?
Your privacy and security are my top priorities. I use secure, encrypted technology to store and protect your personal and financial information. Additionally, I comply with all regulatory requirements to ensure your data is kept confidential and safe.
Where will we meet?
I meet with clients virtually through Zoom, allowing flexibility and convenience for both of us. This way, we can connect wherever you are, and you can access my services conveniently.
Why do you charge less than other financial advisors?
My pricing reflects my commitment to making quality financial advice accessible. By leveraging technology, keeping costs low (you won’t see me paying for commercials on television), and focusing on what truly matters to clients, I'm able to offer comprehensive services at a more affordable rate.
I’d like to learn more. What is the next step?
Great! The next step is to schedule an initial consultation. You can do this easily through our online scheduling tool on the "Get Started" page. During this call, we'll discuss your current situation and how we might work together.